I too would like to know this as I had a very unstable host that I subscribed to which was completely unable to provide a properly operating service for the better part of the month then decided for no verifiable reason to suspend my account never once notifying me. I requested a refund through PayPal for the shoddy service and the company did refund the money however they were all like 'we are gonna report you to FraudRecord'.
The only fraud was the provider and I have every single email, trouble ticket and communication to prove it.
